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  • Trying to make tough decision: had preemie born almost 3 months early. Spent most of maternity leave going back and forth to NICU. After just a few weeks with baby at home, I have to go back to work. Baby will only be two weeks old adjusted, so still TINY. I am contemplating quitting my job. After nanny (for older child), metro pass, etc., I only net $800 from working. However, I carry the health insurance. We would have to pay $1,200/month out of pocket for insurance through DH's company (by eating into our savings). And we could just barely squeak by on husband's salary alone as far as monthly expenses. This would be a short-term situation (plan to move out of this area to somewhere with a lower standard of living by next fall). Have already cut expenses to the bone. No extras. The idea of leaving a preemie who almost died, had tubes and wires all over and who has no immune system is heartbreaking. We've already missed out on so much bonding and I feel that he needs me. We still don't know what problems, challenges are ahead for him. And he needs breastmilk for immunity, but continuing to pump at work for such a young, constantly feeding baby will be nearly impossible. And I will be in the no-sleeping newborn stage and having to drag myself to work every day. Also don't know if nanny can handle tiny newborn and active toddler. It's different if it's your kids, your home. I will try to freelance a bit to cover some of the gap, but am I crazy to quit and burn through my savings? No option to do flex or part time work with current job. Please help! I am making myself sick over this decision.

    12 replies [ Reply | Watch | Options ]
    11.04.09, 02:25 PM [ Flag ]
    • Can you take a bit of unpaid time with your job?

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      11.04.09, 02:27 PM [ Flag | link to this post ]
      • I don't think so. It's a big company. They are notorious for not making exceptions to the rules for employees. I've already maxed out my leave time.

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        11.04.09, 02:29 PM [ Flag | link to this post ]
        • I would at least ask HR. I encouraged a friend to look in to how she could deal with her work situation post birth and she was surprised by what they were willing to do. You never know and doesn't hurt to ask if quitting is your other option.

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          11.04.09, 04:58 PM [ Flag | link to this post ]
    • With the health issues of a preemie and the economy the way it is, I wouldn't give up my job that provides medical benefits.

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      11.04.09, 02:29 PM [ Flag | link to this post ]
    • Something is telling me to tel you not to quit your job. How much does your dh make?

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      11.04.09, 02:34 PM [ Flag | link to this post ]
      • About $90K. But other than our mortgage, we don't have many expenses. We live very frugally. I know the responsible thing is to go back to work but I will be utterly miserable. And when you go through something as difficult and emotional as this, it seems wrong to just hand such a tiny, vulnerable baby off to a nanny. I will be utterly miserable working, I know. So setting aside the paltry $800 I bring home, I can't help but wonder is it worth it to spend $10K on insurance from our savings to be able to stay home with her for most of her first year. And then I will be happy and my baby will be with her mom.

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        11.04.09, 02:38 PM [ Flag | link to this post ]
        • I think you would do what you want. It is workable and even though you will have to dip into your savings to afford it, isn't it worth it? Isn't that what savings are there for? It sounds like you really want to stay home. You can save money by shopping smarter and avoiding luxury items. Stay home with her if that's what YOU feel you should be doing. You might regret (one day) going back to work too soon but you will never (one day) look back and regret staying home with your baby.

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          11.04.09, 02:43 PM [ Flag | link to this post ]
        • I understand, I had a premie. Can dh take leave. WOuld other relatives be available to pitch in? Try and work something out with out quitting.

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          11.04.09, 02:45 PM [ Flag | link to this post ]
    • Can dh take FMLA?

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      11.04.09, 02:34 PM [ Flag | link to this post ]
    • I know this is a very stressful and emotional time for you and you want to be home with your baby. Havign said that, and having been through somethign similar, I wouldn't quit until you try to work something out with your employer. It's worth it to ask them to work with you on the hours for 4-6 weeks while you transition back into the workplace. Your insurance costs are likely to be higher than 1200/month and you may be disqualified from the plan if you max out the annual benefit. Just somethings to think about before putting in your 2 weeks.

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      11.04.09, 02:39 PM [ Flag | link to this post ]
      • ITA. Try to work something out, talk to your direct supervisor and hold off on calling the HR hotline (aka - 1800 who cares). See if DH can take FMLA, but I wouldn't give a job that provides the heath care coverage with a newborn preemie. I wish you the best of luck.

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        11.04.09, 02:46 PM [ Flag | link to this post ]
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