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  • Need banking help/advice. Just realized bank had been charging me various insufficient fund fees every few days. It looks like they paid an automatic debit item which put my account overdrawn. It looks like they've charged about $700 in fees to my account. Is this legal? Please send advice with no flames.

    2 replies [ Reply | Watch | Options ]
    10.31.09, 04:53 AM [ Flag ]

    • I have "overdraft protection" and my bank, TD, charges exhorbitant rates that rocket past original $25 overdraft to tune of 1000s of dollars by charging on entire ovredraft limit - meaning on the $5000 I'm allowed, not on the $25 I actually went over. And they look at me straightfaced and tell me I am responsible for it and they keep charging on interest on the $5000. So yes, I'm afraid this full frontal fiscal attack is legal

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      10.31.09, 05:24 AM [ Flag | link to this post ]

    • its pretty disgusting, I tried to opt out of it and my bank won't let me. I didn't know I was overdrawn and lunch, a cab ride, and nail polish turned into over $100 in fees. I called the bank and they said that it was my problem. This is the same bank that had a HUGE profit last quarter. I hate, hate, hate them.

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      10.31.09, 05:31 AM [ Flag | link to this post ]
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