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  • dh and I rent in the city. he really wants a house and wants to put an offer on one. I am so nervous and reluctant-not only because I don't want to leave the city, but because we are at the high end of what we can afford, whereas I'm someone that would rather be at the low end (unless we wait a year or two and save a lot more money). I'm afraid I'm being the naysayer or pessimist here, but I'm also afraid I'll totally regret this and blame him. I was thinking it'd be fun to go to Boston for Memorial Day weekend-and then realized, if we buy this house, we can't AFFORD to do things like that-we'd be house poor.

    11 replies [ Reply | Watch | Options ]
    05.13.08, 12:23 PM [ Flag ]

    • wow-after reading my post I think it's pretty obvious I need to squelch dh's dream. for now.

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      05.13.08, 12:24 PM [ Flag | link to this post ]

      • owning a house isn't a dream that's going anywhere - plus with property market being a bit iffy you may be better off in a year or two

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        05.13.08, 12:25 PM [ Flag | link to this post ]

        • I agree-the problem is we did look about 3 years ago (granted, the market was crazy)and I was just as reluctant then-so not sure if having an extra 50K in the bank in a year or two will make me feel any better about this. I'm just really uncomfortable with debt, and this is such a massive amount, to me.

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          05.13.08, 12:27 PM [ Flag | link to this post ]

    • i agree w/ YOU (and i'm a home-owner). so not worth it to be house poor!

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      05.13.08, 12:24 PM [ Flag | link to this post ]

      • sigh....I really envision this like a sentence of some sort-30 years of debt, both of us have to work full time forever, no spontaneous trips to Paris or wherever-for a house? ugh.

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        05.13.08, 12:26 PM [ Flag | link to this post ]

    • I'm with you.

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      05.13.08, 12:25 PM [ Flag | link to this post ]

    • omg..I'm in EXACTLY same situation.

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      05.13.08, 12:25 PM [ Flag | link to this post ]

      • what are you going to do? I'm almost PRAYING our offer doesn't get accepted.

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        05.13.08, 12:29 PM [ Flag | link to this post ]

        • Dh wants to put an offer on one asap but I'm stalling. waiting to hear back from my employer on working from home. Kind of hope another buyer will snap it up before we can get our acts together. Need to move nlt August for school so maybe I can buy myself another year in nyc.

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          05.13.08, 12:32 PM [ Flag | link to this post ]

          • laughing-maybe I should call in a higher bid on YOUR house and you can do the same for me! i hate feeling like this-think buying a house should be exciting, and I feel like i'm literally signing my life away

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            05.13.08, 12:34 PM [ Flag | link to this post ]

            • lol. Another problem I have is that dh MUST have this one $$$ house instead of considering a cheaper one and a mortgage that would be easier for me to handle.

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              05.13.08, 12:41 PM [ Flag | link to this post ]
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