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[ - ] Ok, UB: assume you have a newborn baby and anticipate having 1-2 more children. Which option do you prefer: (1) expanding your 2 br/2ba rental into a 4 br/3 ba rental, (2) keeping the 2 br/2 ba rental and getting a weekend house, or (3) expanding the rental to a 4 br/3 ba and buying an investment property that you would rent out to others? 5 Replies [ Reply | Watch | More ]
General Topics 07.29.15, 11:04 AM Flag
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Don't count your children until you actually have them, then see how it all feels to you as time goes on. I would never rent out an investment property if I had children to deal with. [ Reply | More ]
General Topics 07.29.15, 11:13 AM Flag
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A. Why would an investment property even figure into the equation. [ Reply | More ]
General Topics 07.29.15, 11:13 AM Flag
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^^ and you're going to spend lots more time in your actual home than in a vacation house. [ Reply | More ]
General Topics 07.29.15, 11:16 AM Flag
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I would never pay for a bigger rental than I need today. I would do (4) and buy a 3 br apartment. Maybe I would look for a weekend home which could be rented as an investment [ Reply | More ]
General Topics 07.29.15, 11:22 AM Flag
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This seems the wrong time to buy more apartment than you need. I agree with the 3bed poster. Also, your option #1 v # 3 don't seem to have anything to do with the size of your family. Do you plan to buy a vacation home and rent it out on a weekly basis so you can use it too? [ Reply | More ]
General Topics 07.29.15, 11:29 AM Flag
[ - ] Good morning. Financial question. Is there ever a good reason to buy whole life insurance? 1 Reply [ Reply | Watch | More ]
General Topics 07.29.15, 10:19 AM Flag
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If your family has a history of early death, or you have a dependent who will always need your financial support regardless of age. Permanent policies often have a tax-privileged savings component attached to the policy, so a portion of your premium is set aside to accrue for your future use, but the investment feature in a permanent life policy is rarely as effective or efficient as your 401k, IRA, or Roth IRA, so max those out first. You should also not consider permanent life insurance until you have substantial emergency reserves, all revolving debt paid off, education fully funded and money in the bank for large future purchases. Permanent life insurance can be a valuable tool for a relative few, but unless you have income of over $250,000 annually or over $1 million in assets, your life insurance needs are likely best met with term life insurance. [ Reply | More ]
General Topics 07.29.15, 11:22 AM Flag
[ - ] Bruce Jenner comes to UB at night looking for spambots that talk about queefs! 7 Replies [ Reply | Watch | More ]
General Topics 07.29.15, 08:38 AM Flag
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He earnestly answers any spam mail that mentions queefs too! [ Reply | More ]
General Topics 07.29.15, 08:38 AM Flag
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Gosh can you just imagine that sick freak seeing an email that says something like "I have found the way to increase queefs in both frequency and volume" and him rushing to click on it? What a sick freak! [ Reply | More ]
General Topics 07.29.15, 08:40 AM Flag
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What a repulsive queef-fiend! [ Reply | More ]
General Topics 07.29.15, 08:40 AM Flag
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What a basketcase! [ Reply | More ]
General Topics 07.29.15, 08:40 AM Flag
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What a queef-sniffing tranny weirdo! [ Reply | More ]
General Topics 07.29.15, 08:40 AM Flag
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He's probably reading this right now, thinking "Ugh those stupid idiots are going to scare the queef spambots away"! [ Reply | More ]
General Topics 07.29.15, 08:41 AM Flag
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Hahaha! He's a disgusting pervert! [ Reply | More ]
General Topics 07.29.15, 08:42 AM Flag
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